Philer/Real estate lawyers/Calgary

Real estate lawyer in Calgary

We close purchases, sales and refinances across Alberta. Flat fee, quoted before you sign anything, and a file you can open at any hour to see exactly where your closing stands.

Signing is remote by default. If you would rather sit down with someone, we arrange that too.

Flat legal fee, Calgary
$1,190
plus disbursements and applicable taxes
Title search, review and registration
Mortgage instructions from your lender
Statement of adjustments and closing funds
Remote signing, or in person if you prefer

What closing costs in Calgary actually look like

Alberta charges no land transfer tax. What you pay instead are Land Titles registration fees on the title and on the mortgage, currently $50 plus $5 for every $5,000 of value on each.

First-time buyer
Land transfer tax
Alberta does not charge one
$0
Land title registration, transfer
$50 plus $5 per $5,000 of price
$800
Land title registration, mortgage
$50 plus $5 per $5,000 borrowed
$650
Title insurance
Typical policy premium at this price
$600
Philer legal fee
Flat, quoted before you retain us
$1,190
Estimated total at closing
$3,240

Estimates only. Land Titles fees round up to the next $5,000 increment, and the mortgage fee applies only if you are financing. Title insurance varies by lender and property.

What we handle for Calgary clients

Purchase

We review the agreement, search title, handle the lender’s requirements and register you as owner on closing day.

Sale

We prepare the transfer, clear the existing mortgage and lines against title, and get the proceeds to you.

Refinance

New lender, same property. We discharge the old charge, register the new one and confirm the payout.

How a Calgary closing runs

01

Send the agreement

Upload it and we confirm the flat fee and closing date the same business day.

02

We open the file

Title search, lender instructions and adjustments, all visible to you as they land.

03

Sign

Remotely by video, or in person in Calgary if that is easier for you.

04

Close

Funds move, registration completes, and you get keys and a closing package.

Questions from Calgary

Call us at +1-365-654-0606, Monday to Friday, 10am to 6pm ET.

Send a message instead

Do I have to come to an office in Calgary?

No. Alberta closings are signed by video with identity verification. In person is available if you prefer it.

Is there land transfer tax in Calgary?

No. Alberta charges Land Titles registration fees instead, calculated at $50 plus $5 per $5,000 of value on the transfer and again on the mortgage.

How does possession day work?

Funds are sent to the seller’s lawyer once conditions are met and the transfer is submitted for registration. Keys are released on possession, which is why we push for funds early in the day.

What is not in the flat fee?

Disbursements: Land Titles fees, title insurance, searches and couriers. They are itemized in your quote up front.

Buying or selling in Calgary?

Send us the agreement and we will come back with a flat quote and a date-by-date plan.

Start a closing

Nearby

Edmonton