Philer/Real estate lawyers/Ottawa

Real estate lawyer in Ottawa

We close purchases, sales and refinances across Ontario. Flat fee, quoted before you sign anything, and a file you can open at any hour to see exactly where your closing stands.

Signing is remote by default. If you would rather sit down with someone, we arrange that too.

Flat legal fee, Ottawa
$1,190
plus disbursements and applicable taxes
Title search, review and registration
Mortgage instructions from your lender
Statement of adjustments and closing funds
Remote signing, or in person if you prefer

What closing costs in Ottawa actually look like

In Ottawa you pay Ontario land transfer tax on closing, plus registration, search and title insurance costs. There is no municipal land transfer tax outside Toronto.

First-time buyer
Ontario land transfer tax
Marginal rates from 0.5% to 2.5%
$11,475
Title registration and search fees
Teraview registration, writ and title searches
$420
Title insurance
Typical policy premium at this price
$675
Philer legal fee
Flat, quoted before you retain us
$1,190
Estimated total at closing
$13,760

Estimates only. Land transfer tax is calculated on the consideration for the property and rates above $2,000,000 differ for some property types. Registration, search and title insurance amounts vary by lender and property.

What we handle for Ottawa clients

Purchase

We review the agreement, search title, handle the lender’s requirements and register you as owner on closing day.

Sale

We prepare the transfer, clear the existing mortgage and lines against title, and get the proceeds to you.

Refinance

New lender, same property. We discharge the old charge, register the new one and confirm the payout.

How a Ottawa closing runs

01

Send the agreement

Upload it and we confirm the flat fee and closing date the same business day.

02

We open the file

Title search, lender instructions and adjustments, all visible to you as they land.

03

Sign

Remotely by video, or in person in Ottawa if that is easier for you.

04

Close

Funds move, registration completes, and you get keys and a closing package.

Questions from Ottawa

Call us at +1-365-654-0606, Monday to Friday, 10am to 6pm ET.

Send a message instead

Do I have to come to an office in Ottawa?

No. Signing is done by video with identity verification, which is how most of our Ottawa closings run. If you want to sign in person we will arrange it.

How much is land transfer tax in Ottawa?

Only the Ontario tax applies in Ottawa. On a $750,000 home that is about $11,475. First-time buyers can claim up to $4,000 back.

When do I need a lawyer?

As soon as your offer is firm. Two to three weeks before closing is comfortable. We take files with tighter dates, but earlier means fewer surprises.

What is not in the flat fee?

Disbursements: land transfer tax, registration and search fees, title insurance and courier costs. They are listed line by line in your quote, not added at the end.

Buying or selling in Ottawa?

Send us the agreement and we will come back with a flat quote and a date-by-date plan.

Start a closing

Nearby

TorontoMississaugaBramptonHamiltonLondonMarkhamVaughan