We close purchases, sales and refinances across Ontario. Flat fee, quoted before you sign anything, and a file you can open at any hour to see exactly where your closing stands.
Signing is remote by default. If you would rather sit down with someone, we arrange that too.
In London you pay Ontario land transfer tax on closing, plus registration, search and title insurance costs. There is no municipal land transfer tax outside Toronto.
Estimates only. Land transfer tax is calculated on the consideration for the property and rates above $2,000,000 differ for some property types. Registration, search and title insurance amounts vary by lender and property.
We review the agreement, search title, handle the lender’s requirements and register you as owner on closing day.
We prepare the transfer, clear the existing mortgage and lines against title, and get the proceeds to you.
New lender, same property. We discharge the old charge, register the new one and confirm the payout.
Upload it and we confirm the flat fee and closing date the same business day.
Title search, lender instructions and adjustments, all visible to you as they land.
Remotely by video, or in person in London if that is easier for you.
Funds move, registration completes, and you get keys and a closing package.
Call us at +1-365-654-0606, Monday to Friday, 10am to 6pm ET.
Send a message insteadNo. Signing is done by video with identity verification, which is how most of our London closings run. If you want to sign in person we will arrange it.
Only the Ontario tax applies in London. On a $750,000 home that is about $11,475. First-time buyers can claim up to $4,000 back.
As soon as your offer is firm. Two to three weeks before closing is comfortable. We take files with tighter dates, but earlier means fewer surprises.
Disbursements: land transfer tax, registration and search fees, title insurance and courier costs. They are listed line by line in your quote, not added at the end.
Send us the agreement and we will come back with a flat quote and a date-by-date plan.