May 28, 2025

May 28, 2025

Title Insurance vs. Title Search in Ontario: What’s the Difference and Why You Need Both

What’s the difference between a title search and title insurance in Ontario? Learn from Philer.ai, why both are essential when buying a home, what they protect you from, and how they safeguard your property investment, explained in simple terms for first-time buyers.
May 28, 2025

Can You Sell a House with a Lien on It in Ontario? What Homeowners Need to Know

If you're preparing to sell your house in Ontario and find out there’s a lien on the property, don’t panic. A lien doesn’t mean the sale is impossible—it just means there’s one extra step to take. In this beginner-friendly guide, Philer explain what a lien is, how it affects your sale, and the simplest way to resolve it with help from a real estate lawyer. Whether it’s your first time selling or you just want to avoid legal hiccups, we’ve got you covered.